More About Our Firm
Chiesa Shahinian & Giantomasi is a regional law firm with over 125 attorneys in New Jersey and New York. Our team includes seasoned attorneys, engineers and expert consultants who have advised on hundreds of flood insurance claims resulting directly from major hurricanes throughout the nation. We handle each claim individually and it costs you nothing unless we win more than you have already received. Our aim is to help you collect the money that you’ve been denied.
For more information or a free consultation, please call (973) 530-2061.
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Recent Blog Posts
October 18, 2016 |
As Hurricane Sandy litigation winds down in New Jersey and New York, thousands of new flood insurance claims have been filed in in Louisiana, as a result of the catastrophic rains, and Florida, Georgia, South Carolina, North Carolina, and Virginia as a result of Hurricane Matthew. Inevitably homeowners and policyholders will begin to receive flood insurance checks. Many of the checks will be less than expected. One of the primary reasons that flood insurance checks are less than expected are due to denials by flood insurance companies for the Earth Movement Exclusion. The Standard Flood Insurance Policy (“SFIP”) excludes certain losses from coverage. One of the exclusions is “loss to property caused directly by...
October 11, 2016 |
If this is the first time you have had to contact your flood insurance company about a loss, it can be confusing to understand why or how FEMA has anything to do with your flood insurance. The reason that FEMA is involved with flood insurance is that FEMA is charged with administering the National Flood Insurance Program. In the late 1960s and into the 1970s, many insurance companies stopped writing flood insurance policies because they were losing money on the policies. The flood damages were just too widespread and catastrophic for insurance companies to insure. Because people needed flood insurance to protect their property, the federal government stepped in and passed legislation that created...
October 10, 2016 |
If you have experienced a flood as a result of Hurricane Matthew, according to FEMA’s website, you can file your flood insurance claim by following these three steps. STEP ONE: NOTIFY YOUR INSURER TO START THE CLAIMS PROCESS After experiencing a flood, contact your agent or insurance company to file a claim. Make sure you have the following information handy: The name of your insurance company Your policy number A telephone and/or email address where you can be reached at all times An adjuster should contact you within a few days of filing your claim. If you do not hear from an adjuster, please contact your insurance agent or company again. Find your company’s...